Tinny wrote:
Hi everyone,
It's been a while...I had such a big year. I turned 30; it really
freaked me out and I made lots of changes in my life. It's so nice to
come back and see so many familiar names still here.
Well, my new years resolutions this year included fixing or getting
out of my 15 year old relationship.
Hi Tinny,
For fixing a relationship, you might try alt.support.marriage. For
getting out of it, try alt.support.divorce. I frequent both groups, and
there's some pretty good people and advice to be had.
My husband wants to stay home with the kids and he is an excellent
father so I have no qualms at all about this. What I'd like advice on
is how to do the money stuff fairly. I've done a bit of googling and
lots of articles have said that the goal should be to maintain a
similar standard of living for the kids but what about the spouse who
can't work because he is home with the kids? Am I supposed to keep
buying him organic free range meat and vegetables? My first instinct
is that I want to give my kids everything they already get but I
shouldn't be obliged to give my husband luxuries.
Each state has laws set up that dictate how much child support is to be
paid. It's typically based on a formula. You can offer to pay more if
you want, but you can't legally pay less, and in some states it's even
garnished automatically from your wages.
Spousal support is very rare these days, usually reserved for longer
marriages than yours, in which one spouse did not work either by choice
or due to disability. It is doubtful that spousal support would be
ordered in your situation, although I suppose you could offer to pay it
voluntarily.
The reality is that when a couple divorces, their standard of living
suffers (at least temporarily usually things improve when one or both
partners remarry). Especially if your husband does not go back to work,
there's simply no way you can maintain the same standard of living
while paying for two households on the same income.
I was a SAHM for 5 years, at which time my marriage was breaking up. I
had to go back to work or else I couldn't have afforded a separate
residence. Child support, even though it is quite hefty in my state,
did not cut it. Today my ex and I share custody 5050 so no child
support exchanges hands. My career took off and he and I now make about
the same amount. He's remarried, I'm getting remarried. Therefore,
while our standard of living suffered dramatically for *both* of us the
first 4 or 5 years post divorce, today we're doing pretty good and are
back on our feet.
I'd love some advice on what some of you have done to work out what
is
fair, and I guess general words of wisdom about this whole splitting
up business.
From an assets stand point, 5050 is fair, and this is normally what
the courts will dictate when the couple cannot come to an agreement on
their own. This means that anything acquired during the marriage
joint marital assets such as 401K, IRAs, checking accounts, etc and
property (the house, cars, etc) is split equally, regardless of who
earned it and who was at home not earning.
Child support is then calculated. If your husband will stay at home
with the kids, then you will pay child support to him. If you go to
alt.support.divorce and ask, someone will probably be able to point you
to a website to find the appropriate formula for your state. That group
can give you a wealth of general words of wisdom as well as support.
Sorry you're having to go through this. Even if it is friendly, divorce
still sucks. :(
jen