eigh Melton wrote:
http://www.washingtonpost.com/wpdyn/articles/A309082004Nov6.html
Woman is not allowed to return unused garments because she reached a
limit allowed for such.
The problem I have with such limits is the formulae used are secret.
You only know you've hit it after it's too late. I can understand why
retailers would not want to publicize such limits, but there has to be
some middle ground to keep legitimate shoppers happy.
I emailed the article to myself and pasted it here to save people the
trouble of registering at the site.
Priscilla
p...@midway.uchicago.edu "Here comes the most beautiful woman in
puppetland!"
Some Shoppers Find Fewer Happy Returns
By Ariana Eunjung Cha
Darlene Salerno considers herself a loyal customer of the Express
clothing chain, shelling out roughly $2,000 for its trendy outfits each
year for the past decade. On a recent shopping trip, she bought a tank
top, a buttondown shirt and some khaki pants, but realized when she got
home that she had similar items in her closet. So a few days later she
took them back to the store. She presented the items, the receipt and
waited for her money.
Instead, the saleswoman handed her a slip of paper that said "RETURN
DECLINED" and told her to call the tollfree number at the bottom for
more information. She phoned and was informed her account showed
"excessive" returns.
As the holiday shopping season gets into full swing, a number of major
retailers including KB Toys and Sports Authority, according to store
personnel are rolling out electronic systems that weigh the number of
returns and exchanges a person has made, the dollar value of the items,
and the dates of the transactions to decide whether a consumer should be
granted another. The systems are designed to catch shoplifters and those
who "wardrobe," wearing clothes and then returning them for a full refund.
But Salerno, 26, a receptionist at a Manhattan financial firm, said
she falls under neither category. She returns things often because she
buys things often. She said she feels she has done nothing wrong the
clothes were never worn and the tags were still attached but that she
was treated like a criminal.
"I'm embarrassed to go into the store," Salerno said. "I love their
clothes, but I'm afraid to shop there now."
As more personal information is collected into databases, computers
have been handed increasing power to make decisions about our everyday
lives. The technological systems aim to solve costly and important
business problems, but the proliferation of these "electronic
blacklists" has alarmed consumer and privacy advocacy groups who say
many databases have incomplete, incorrect or misleading information.
"Technology has made it cheap to do all kinds of surveillance and
watch over people and make sure they obey the rules. But when a system
makes a mistake, what can you do?" said Richard Smith, an Internet
security and privacy consultant.
The Fair Credit Reporting Act of 1970 gives consumers rights
concerning information used to make decisions about credit, insurance,
employment or other services. Other federal laws impose disclosure
requirements on information collected by the medical establishment or
the financial services industry. But increasingly, companies are
creating databases not envisioned by such regulations, and there is
debate about which laws, if any, apply.
Peggy Twohig, assistant director of the Division of Financial
Practices of the Federal Trade Commission, which administers the Fair
Credit Act, said whether a particular information system is covered by
it "depends on the particular facts of each system, and can be a complex
legal question."
Among the databases being created is one for landlords that purports
to list renters who have been evicted. Others claim to identify "known"
spammers. St. Louisbased Talx Corp., meanwhile, has compiled more than
100 million employee records that contain names of companies, dates of
employment and job titles. More than 1,000 firms, including American
Airlines, FedEx Corp., HewlettPackard Co., Kmart Corp., Marriott
International Inc., Microsoft Corp. and PepsiCo Inc., make use of the
service to speed along the screening process for potential new hires.
But workers worry that some companies, for instance, use the word
"inactive" to refer to people who have left the company for any reason;
other companies use "terminated," a word that some employees have argued
has negative connotations. Perhaps the most common complaint is that job
titles are incorrect. One woman, Shelli Isiminger of Dover, Del., said
one of her former employers reported that she was a "supervisor" rather
than a "call center manager," a big distinction in her industry and one
she worries has cost her jobs.
"To have a discrepancy, to make it seem like I inflated my title, is a
kiss of death," she said.
Mike Smith, vice president for marketing at Talx, said that the
company tries to facilitate communication between employees and
employers but that it considers itself an agent for the employers and
that any changes to records must be made through them.
Another company, DoctorsKnowUs.com, created a database of people who
have filed malpractice claims as a resource for doctors. John S. Jones,
a radiologist from Kaufman, Tex., who spent seven years compiling the
information for the site, said he took it offline after some patients
complained that it was impossible to differentiate between those with
legitimate claims and those with frivolous ones, and that all could be
denied care by those using the list. Since then, however, Jones has
received hundreds of emails and phone calls from doctors who want the
site back online, and he said in an interview that he is considering
resurrecting it.
"It was public information. . . . I was simply aggregating it," he
said. "The site was mischaracterized as a blacklist."
A spokesman for Limited Brands Inc., which owns the Express stores,
declined to answer questions about its computerized return authorization
system. Mark R. Hilinski, a cofounder of the Return Exchange Inc., an
Irvine, Calif.based company that provides technology for the retail
chain, said the computer denies returns to 1 to 2 percent of customers
at most stores. He said even though the database is not subject to the
requirements of the Fair Credit Act, his company provides consumers a
free copy of their report when they ask and it gives them an opportunity
to correct inaccurate data. He added that very few have disputed the
information.
"The system is often highly reliable. We have a very fair system to
make us aware of any discrepancies they think they found in their
report," said Hilinski,